“I am an independent investment advisor who works only for you. I am conservative and view capital preservation as my #1 goal. I sell no products and have no allegiance to anyone who does. When stocks are rising strongly, I try to own them. When stocks are falling, I try to own a quality asset that may be rising.

Money I manage is custodied at Charles Schwab & Co. Because I am independent, Schwab pays me nothing and I pay Schwab nothing.”

— RANDALL P. MARTIN